FACTS WHAT DOES AUGUSTA HEALTH CARE CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Payment history and credit history
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Augusta Health Care Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons
we can share your personal information		 Does
Augusta Health Care Credit Union share?		 Can
you limit this sharing?
For our everyday business purposes

  • such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus; or, as permitted by law
 Yes No
For our marketing purposes

  • to offer our products and services to you
 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes

  • information about your transactions and experiences
 No We don’t share
For our affiliates’ everyday business purposes

  • information about your creditworthiness
 No We don’t share
For non-affiliates to market to you No We don’t share

 

Who We Are
Who is providing this notice? This notice is being provided by Augusta Health Care Credit Union.

 

What We Do
How does Augusta Health Care Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Augusta Health Care Credit Union collect my personal information? We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Show your driver’s license or provide employment information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.)

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

Augusta Health Care Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Augusta Health Care Credit Union does not share with non-affiliates.
Joint
Marketing		 A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Our joint marketing partners include financial institutions such as insurance companies and financial product or service marketing companies.

 

Questions? Call 540-932-4590 or go to ahccu.com