SAVINGS

Regular Shares

  • Monthly dividend
  • No limitations on over-the-counter withdrawals or in-branch transfers

Money Market Shares

  • Higher monthly dividend than Regular Shares
  • No limitations on over-the-counter withdrawals or in-branch transfers

Christmas Shares

  • Annual dividend
  • Can open at any time
  • Funds available by October 1

Individual Retirement Accounts

  • Monthly dividend
  • No minimum balance to open

Share Certificates

  • Available in 6, 12 & 24 month terms
  • Monthly dividend
  • Minimum balance to open – $500

Account Limitations

For Share Savings, Money Market, Christmas Club and IRA accounts: no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. For Christmas Club Share accounts, the entire balance will be transferred to your Regular Share account on or after September 30th and the account will remain open. No limitations apply to Share Draft accounts.


Rates and terms are subject to change without notice.